Flood risk assessments for insurance

Fully evaluate and understand the risk to a specific property

If a property has flooded before, or a site has been identified as being at high risk of flooding, a flood risk assessment can provide an insurer with a site-specific risk assessment which can be used to help reduce insurance premiums or secure cover. This could be for an individual home, a development or a business.

To compile such a report we gather and analyse data and all the available information about the site. This could include data from the Environment Agency (if this is a requirement), or our own proprietary flood data generated using Flowroute-i™.

Designed specifically to simulate river, tidal and surface water floodplain dynamics in complex urban and rural areas, Flowroute-i™ is an exceptionally flexible and powerful model. It enables rapid and stable simulation of complex river, coastal and surface water flood flows, delivering accurate depth and velocity modelling. We would then be able to evaluate the likelihood (probability) and extent of flooding over a set period (the next 10, 50 or 100 years for example).

What will the report include?

The final flood risk assessment report will typically contain:

  • An evaluation of the likelihood, extent and impacts of flooding to the site and the surrounding area from river, tidal, surface and groundwater
  • Analysis of past flood events and their likely mechanism
  • Recommendations for flood resilience and mitigation measures, if required.

How long will it take?

As we use our own high-resolution, high-accuracy flood risk modelling, we can produce flood risk assessment reports for insurance quickly and efficiently. We do not need to wait for Environment Agency data unless the insurance company or assessor has requested it specifically. We always aim to meet any reasonable timeframe you have.

Call our flood risk consultants now and we can advise you on what you need – 0203 857 8540

Get a free quote

Back to Top