Ambiental offer unique flood risk mapping & data products, which provide high precision pluvial flood risk data for the entire UK. Built using Flowroute™, our scientifically-validated flood modelling package, Ambiental’s detailed models are specially tailored for insurers, re-insurers and brokers. Insurers that invest in flood mapping technologies have saved tens of millions of pounds by careful risk selection.

 

[ Pluvial Postcodes ]

Pluvial Postcodes, a unit postcode risk database, represents the most detailed postcode-level surface water model currently available to the UK market. Split into five risk bands, the database enables insurers to see the ‘shades of grey’ in flood depth and severity as opposed to a standard, binary yes / no classification. This results in better managed risk, reduced losses and greater insurance pricing flexibility.

The database offers full UK urban & rural coverage and all outputs are extensively validated and sensitivity tested. Return periods are optimised for insurance use.

Benefits of Pluvial Postcodes to our clients in insurance include:

• Optimised premium setting
• Reduced flood losses
• Improved AAL/PML estimation
• Better managed risk and exposure
• Greater insurance pricing flexibility
• Improved visualisation of potential flood impact

To find out more about Ambiental’s individual address level flood mapping / GIS product click here.

Ambiental's team of risk managers and hydrological modellers provide expert advice and data to reduce your exposure to flood risk. For further information please visit our Contact page or call Dr Justin Butler on +44 (0)1273 704441.